Refinancing / Replacement Loans

We finance your loans in the easiest way!
Refinancing loans / replacement loans are intended to close one or more credit commitments at ZiraatBank or other banks.


  • The maximum loan amount is KM 50.000,00 and the maximum repayment period is 10 years, if the loans are not secured by a mortgage or a deposit;
  • Maximum repayment period of 240 months if loans are secured by mortgage or deposit;
  • Loans are disbursed on the basis of a certificate on the balance of debt;
  • Cash payment up to 30% of the loan amount (max 30.000,00 KM).